One worksheet with a payment calculator and four checklists, each pointing to the funding product that fits the purchase.
Start Here If a Restaurant in Columbus, NE Is Weighing New Booths and Tables
Booths, tables, chairs and bar stools are furnishings a partner can treat as equipment. Fixing booths to a new wall or moving plumbing is building work outside this site, so this list covers the furniture only.
- The vendor quote, listing each piece, the count and the delivery charge
- The seat count of the dining room now and after the change
- Recent bank statements and the last year of sales reports from the register
- The name of the owner who signs for the business
Read next: equipment financing, and the merchant cash advance page if card sales carry the business.
Start Here If an Auto Repair Shop in Columbus, NE Is Weighing a Shop Purchase
Buying a repair shop that is already running means pricing the tools, the lifts, the parts on hand and the customer list. Real estate that changes hands along with the shop is outside the products on this site.
- The purchase agreement in draft, or a signed letter of intent
- Profit-and-loss statements for as many years as a partner asks to see
- A list of the lifts, alignment equipment and scan tools that convey with the sale
- The parts on hand, valued at what the seller paid, counted near the closing date
Read next: term loans for the purchase price, and equipment financing for any machine added once the shop changes hands.
Start Here If a Retail Shop in Columbus, NE Is Weighing a Second Storefront
A second storefront brings three costs a store can price ahead of time: the fixtures, the first stock order and the payroll before the new location carries itself.
- Shelving, display and register quotes for the new space
- The first stock order, by vendor and at cost
- Sales reports from the current store
- The proposed lease, which stays between the store and the landlord
Read next: inventory financing, equipment financing and working capital.
Start Here If a Contractor in Columbus, NE Is Weighing Cash Between Draws
The construction overhead worksheet on this site works an overhead rate out by hand, and its calculator prices a level payment. Before a call about cash between draws, it helps to have these at hand:
- The contract or the draw schedule for the job
- Material quotes and the crew payroll for each pay period
- Open invoices and the date each one is due
- Business bank statements covering whatever stretch of months a partner names
Read next: working capital and the line of credit page.
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